The Alta Group

Andrew G. (Andy) Mesches, a consultant at The Alta Group, provides clients with a broad perspective of risk management and insights on helping banks and other financial institutions build successful leasing and finance operations, with a focus on growth and profitability.

He has worked in the financial services industry for four decades, including three in the highly regulated banking industry. Mesches brings extensive knowledge in credit underwriting, credit policy, portfolio management, compliance and collections. He particularly enjoys working with organizations to institute proven and effective approaches to mitigate risk.

“My goal is to help clients recognize the significant amount of profit that can be generated through a commitment to sound risk management strategies, rather than just focusing on sales.”

Prior to joining Alta, Mesches was executive vice president and chief risk officer at Key Equipment Finance in Superior, Colo., from 1995-2010. There, he was responsible for the management of the company’s $10 billion loan and lease portfolio. Preceding Key, Mesches was senior vice president for credit and operations at BancOne Leasing Corporation in Columbus, Ohio. His BancOne responsibilities included management of a $5 billion loan and lease portfolio, various equipment management activities and human resources.

Earlier in his career, Mesches held vice president and assistant vice president positions at San Francisco-based United States Leasing Corp. and Bank of the West, respectively. He began his career at the State Bank of Albany in Albany, N.Y., holding various management roles.

Mesches is a long-time member of the Equipment Leasing and Finance Association and currently serves on its credit and collections committee.

He received a B.A. Degree in Economics from the State University of New York at Buffalo.

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