Mike DeBernardi

Mike DeBernardi


  • Financial services executive with expertise managing corporate growth, sales, credit risk and financial analysis.
  • Experience in commercial and consumer finance, community banks, inventory financing, asset-based lending, equipment leasing and finance.
  • Provides M&A, risk management and management consulting support to clients.

Mike DeBernardi is a financial services executive with proven expertise in managing corporate growth, sales, credit risk and financial analysis. As a director of The Alta Group, he provides merger and acquisition (M&A), risk management and strategic management consulting services to clients.

His career reflects experience with a diverse range of financial products and industry sectors, including commercial and consumer finance, community banks, inventory financing, asset-based lending and equipment leasing and financing.

“I have been privileged to work with some excellent people over the years who shared their unique insights into the business. The basics of these businesses are fundamental. It’s the cost and reliability of funds, the exposure to credit (and residual) loss and the cost of delivery. I have always enjoyed working as a member of a team to drive profitable operations and returns to shareholders.”

He most recently was executive vice president and chief operating officer of Oritani Bank in Washington Township, N.J., where he was responsible for deposits and operations at more than two dozen branches located in four northern New Jersey counties. He became chief risk officer of this $4 billion, fully public community bank and served as a member of the bank’s board of directors.

Previously, he was a co-founder and chief risk officer of US Express Leasing in Parsippany, N.J., before it was acquired by Tygris Commercial Finance (now operating as EverBank Commercial Finance). He had participated with three partners from Aternus Partners, LLC in preparing the small-ticket vendor financing company for its business launch and then helped raise $125 million in private equity commitment from a single institutional source.

Mike’s earlier career includes senior positions with AT&T Capital Corp., Newcourt Credit Group and The CIT Group in Livingston, N.J. As executive vice president and chief risk officer for the global vendor finance unit of CIT, he led the introduction and implementation of one of the earliest applications of empirically derived credit-risk scoring models used in commercial finance.

He earned a bachelor of arts degree (with distinction) in economics from Boston College, a master of business administration degree in finance from Babson College and completed an executive education program in Managing Critical Resources from the University of Virginia Darden School of Business.

Mike is a member of the American Bankers Association and the Equipment Leasing and Finance Association.

Contact Information

Michael A. DeBernardi
1+ 973 220 7238