Review of Underwriting & Risk Management Process

Seasoned Insight

The Alta team offers seasoned insight into the underwriting and risk management practices of equipment leasing and finance companies. We review and assess credit and underwriting policies and procedures to help clients identify and deal with risk issues. With our many years of experience in managing risk, underwriting deals, and understanding the intricacies of credit and risk policies, Alta will steer you through the details and help you craft the best credit practices for your business.

Comprehensive Review

Our assessments include interviews with Chief Credit Officers and key underwriting personnel and analyses of credit policies and methods, comparing them with industry and funding standards and practices. For existing portfolios, we assess practical applications of credit reserve methods and systems and their compliance with accounting, regulatory, and other requirements.

Detailed Analysis

Alta presents detailed written reports and analyses of findings with recommendations so our clients have a thorough understanding of the risks and opportunities involved and a roadmap for improvement.

Expected Benefits
  1. Rapid insight into detailed risk processes
  2. Impact assessment for weaknesses
  3. Remediation plans